Generational Wealth & Life Insurance Planning That Puts Your Family First
Our mission is to help you build a future where you can enjoy your golden years without financial worry. We focus on a key objective: working towards a tax-free retirement.
✓ Clearwater, Florida Based
✓ Friendly Approach
✓ Three Generations of Family Expertise
Why You're Here
Is Your Financial Plan Outdated, Generic, or Wrong for You?
If you’re like most people, you were sold a “good enough” insurance or retirement plan at some point—maybe even years ago.
But does it actually protect your current income? Your family’s future? The goals you have today? Most don't.
We help people get out of confusing, overpriced, or ineffective financial setups.
We replace them with a clear plan that delivers tax-smart growth, real security, and true peace of mind.
Whether you're protecting your kids, planning for retirement, or securing a business, we build the plan around you—not the other way around.
Our Services
From life insurance to retirement income and health coverage, we offer trusted strategies to protect what matters most today and tomorrow.
Life Insurance
Protect your loved ones with tailored coverage that provides financial security and peace of mind for the future.
Annuities
Create a reliable stream of income for retirement with customized annuity options designed to fit your long-term goals.
Group Health Insurance
Support your team’s well-being with affordable, comprehensive group health plans for small businesses and organizations.
Pay off your mortgage in 5 to 10 years
Discover a proven system to eliminate your mortgage debt in as little as 3 to 7 years—without increasing your income or making drastic lifestyle changes.
How It Works
A Simple 3-Step Process.
No Pressure. Just Clarity.
1
Schedule Your Complimentary Consultation
It all begins with a conversation about your future. Request a no-obligation call to discuss your goals, whether it's for a secure retirement, life insurance, or annuities. This is the first step toward true financial confidence.
2
We Map Your Complete Financial Future
Using our advanced planning tools, we take a comprehensive look at your unique needs, assets, and budget. We’ll show you clear projections of what works (and what doesn’t) to achieve your primary goal: ensuring you don’t run out of money in retirement.
3
Receive Your Custom Retirement Strategy
We'll deliver a personalized strategy focused on tax-efficient growth and lasting protection. You can stop guessing about your future and start feeling secure, knowing our family will be here to support your family for generations to come.
What You Get
Personalized retirement planning with trusted, multigenerational support to help ensure you never run out of money.
A Comprehensive Planning – A clear picture of your assets, income, and liabilities.
Customized Retirement Projections – Know exactly where you stand and how to reach your goals.
Trusted Family Advisors – A legacy of care from one generation to the next.
Ongoing Support & Adjustments – We adapt your plan as life and markets change.
EXCELLENT
⭐️⭐️⭐️⭐️⭐️
Based on 12 reviews
Karen & Mike H.
⭐️⭐️⭐️⭐️⭐️
"Bill helped us create a retirement plan we actually understand. For the first time, we feel confident about our financial future."
James R.
⭐️⭐️⭐️⭐️⭐️
"I’ve worked with Bill for over 15 years. Now that his daughter and grandson are in the business, I know my family will be in good hands for decades to come."
Linda M.
⭐️⭐️⭐️⭐️⭐️
"Bill took the time to look at every part of our finances and showed us exactly what we needed to retire comfortably. It’s like having a family member in your corner."
Frequently Asked Questions (FAQ)
Do we meet in person?
Since I work with clients all over the country, I do all my meetings virtually.
Can I use life insurance for investing?
Absolutely. If done right, permanent life insurance can be a smart, tax-advantaged wealth tool.
I already have a policy. Why would I switch?
Most clients who switched had outdated or incomplete coverage — or were paying more than they needed. Second opinions are free, and often priceless.
Start Planning the Retirement You Deserve
Book your free consultation today and take the first step toward a secure, stress-free retirement—for you and your family’s future.
Trusted Life Insurance Experts in Clearwater
Based in Clearwater, FL
408-410-4672
William Landers Insurance
FL Lic #W742230
I have been a planner and insurance agent for almost 30 years. We work with our clients with the goal that they don't run out of money in retirement. We have great tools for looking at all of your assets, income and liabilities to accomplish this. To see your projections, set an appointment with me today.
I am the proud father of 5 children and have 4 grandchildren. My daughter Jessica Zylker, and now her son (and my grandson) Jackson Zylker are both financial planners and insurance agents. They will be taking over all of my clients when I retire. So my family will be able to take care of your family for generations